▍家庭看護工在臺工作期間，雇主應提供意外事故保險 雇主說現在臺灣政府有要求所有移工都要加保職業災害保險和健康保險，在工作期間發生的傷害都已經有理賠了，所以原本的商業保險在期滿後就會不會再續保，這樣是合理的嗎？ 職災保險和一般的意外傷害險保障的範圍不同，職災保險無法覆蓋工作時間之外受到的意外傷害。因此雇主聘僱您從事家庭看護工作， 應依勞動契約規定為您辦理參加意外保險。 如有相關問題可致電1955專線。 英文版 ▍Employers are required to provide live-in care workers with accident insurance for the duration of their employment in Taiwan. The employer says Taiwan’s government requires all foreign workers to have occupational accident insurance and health insurance so they receive compensation in the event of an accident at work. Does that mean when the period covered by the original commercial insurance ends it is continued? Is that reasonable? Occupational injury insurance has a different scope to standard accident insurance as the former does not cover accidents that occur outside work. As such, if an employer hires a live-in care worker he or she should take out accident insurance as stipulated in the provisions of the labor contract. If you have any related questions contact the 1955 hotline 印尼文版 ▍Majikan harus Menyediakan Asuransi Kecelakaan bagi Perawat Rumah Tangga Selama Bekerja di Taiwan Majikan mengatakan, saat ini pemerintah Taiwan mewajibkan seluruh pekerja migran untuk memiliki asuransi kesehatan dan asuransi kecelakaan kerja, dan jika terjadi cedera selama bekerja, maka seluruh klaim dapat dicairkan. Oleh karena itu, jika masa berlaku asuransi kecelakaan komersial sudah habis, maka tidak perlu melakukan perpanjangan. Apakah pernyataan ini benar? Asuransi kecelakaan kerja berbeda dengan asuransi kecelakaan komersial pada umumnya, karena itu tidak menanggung cedera kecelakaan yang terjadi di luar jam kerja. Oleh karena itu, jika majikan merekrut Anda sebagai perawat rumah tangga, maka majikan harus mengajukan asuransi kecelakaan bagi Anda yang sesuai dengan ketentuan di dalam kontrak kerja. Jika memiliki pertanyaan, maka Anda bisa menghubungi Saluran Khusus 1955 越南文版 ▍Ch? thu? n?n cung c?p b?o hi?m tai n?ncho kh?n h? c?ng gia ??nhkhi h? l?m vi?c t?i ??i Loan Ch? thu? n?i r?ng, hi?n nay ch?nh ph? ??i Loan y?u c?u t?t c? nh?ng ng??i lao ??ng nh?p c? ph?i tham gia b?o hi?m tai n?n lao ??ng v? b?o hi?m y t?, th??ng t?ch ph?t sinh trong khi l?m vi?c ?? ???c b?i th??ng, v? v?y, b?o hi?m th??ng m?i g?c s? kh?ng ???c t?i t?c b?o hi?m sau khi h?t h?n, ?i?u n?y c? h?p l? kh?ng? B?o hi?m tai n?n lao ??ng kh?c v?i b?o hi?m tai n?n th?ng th??ng ? ch?: B?o hi?m tai n?n lao ??ng kh?ng th? chi tr? cho c?c th??ng t?t do tai n?n x?y ra ngo?i gi? l?m vi?c. V? th?, n?u ng??i s? d?ng lao ??ng thu? b?n l?m kh?n h? c?ng gia ??nh th? ph?i mua b?o hi?m tai n?n cho b?n theo quy ??nh c?a h?p ??ng lao ??ng. M?i th?c m?c xin vui l?ng g?i ??n ???ng d?y n?ng 1955. 泰文版 ▍???????????????????????????????????????????????????????????????????????????????????? ????????????? ????????????????????????????????????????????????????????????????????????????????????????????? ????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????? ???????????????????? ???????????????????????????????????????????????????????????????????????????????????? ????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ?????????????????????? ???????????????????????????????????????? ????????????????????????????????????????? 1955