▍簽署本票借款？ 當心若入債務陷阱 本票是一種信用票據，票據上載明一定金額、 指定到期日，由簽署人無條件支付與受款人或 執票人。 因此一旦簽署，在法律上就承擔了債務責任， 且本票的特性是債權人可以直接持本票向法院 聲請裁定強制付款(如強制扣薪命令)。 若您有借款需求， 請務必透過合法金融機構， 並確實了解您所簽署之文件內 容。 英文版 ▍When signing a cashier’s order for a loan beware of being lured into a debt trap A cashier’s order is a credit instrument with a fixed value and expiry date written on it, when the signatory is required to unconditionally pay the payee or bearer. As such, as soon as a cashier’s order is signed the signatory legally takes on debt liability. Moreover, one of the features of a cashier’s order is that the creditor can take the instrument to a court and petition for enforced payment (such as mandatory garnishing of wages). If you need to take out a loan, be sure to do so through a legal financial institution and first understand the content of any document signed. 印文版 ▍Menandatangani Promes (Surat Sanggup)? Awas Terjerat Hutang Promes adalah salah satu bukti surat kredit yang menerangkan angka nominal tertentu, waktu jatuh tempo dan pembayaran tanpa syarat bagi penandatanganan surat dan penerima uang atau pemegang promes. Setelah menandatangani promes, maka secara hukum yang bersangkutan bertanggungjawab atas hutangnya, kreditur dapat mengajukan promes ke pengadilan untuk menuntut pembayaran (misalkan perintah kewajiban pemotongan gaji). Apabila Anda membutuh uang dan bermaksud meminjam, maka harus melalui lembaga keuangan yang resmi, setelah dokumen dipahami dengan jelas baru membubuhi tanda tangan. 越南文版 ▍Ky? gi??y vay ti??n? C??n th??n r?i va?o ca?m b??y n?? n??n K? phi?u l? m??t loa?i ng?n phi?u ti?n du?ng (ng?n phi?u ?i?nh m??c) , tr?n phi?u co? ghi ro? s?? ti??n nh??t ?i?nh, ng?y ?a?o ha?n, do ng??i k? pha?t h?nh v?i n??i dung cam k?t thanh toa?n v? ?i??u ki?n m??t s?? ti??n nh??t ?i?nh cho ng??i thu? h??ng ho?c ng??i c?m phi?u. Do ?o?, m??t khi k? k?t l? ph?i chi?u tra?ch nhi?m pha?p l? ???i v?i kho?n n? v? ??c ?i?m c?a k? phi?u l? ch? n? co? th? tr?c ti?p c?m k? phi?u ?? n??p ??n l?n t?a a?n, y?u c?u t?a a?n ra pha?n quy?t b??t bu??c ph?i thanh toa?n (ch?ng ha?n nh? ra l?nh c???ng ch? kh??u tr? l??ng). N??u nh? ba?n co? nhu c??u vay m???n ti??n, ha?y vay m???n ta?i ca?c t?? ch??c ta?i chi?nh h??p pha?p va? pha?i th??c s?? hi?u ro? n?i dung ca?c v?n ba?n ma? ba?n k? t?n. 泰文版 ▍?????!?????????????????????????? ??????????????? ???????????????? ????????????????????????????????????????????? ???????? ???????? ??????? ????? ??????? ??????????????????????????? ????????????????? ?????????? ??????????????????????????? ??????????????????????????????? ?????????????????????????????????? ?????????? ?????????????????????? ??????????????? ???????????????????????? ?????????????? ?????????????????? ???????????? ??????? (???? ???????????????????????? ) ???????????????????? ????? ???????????????????????????? ???????????????????? ?????????????????????????????? ??????????????